Most of us have a computer and we’re pretty good at finding what we need online. But when it comes to looking for and finding quality car insurance, things get a little tricky. With hundreds of companies competing for your business, it’s difficult to separate the legitimate companies from the scams. The good news is, it’s possible to secure reputable and affordable insurance online. The bad news- without the right information, you could end up wasting valuable time and money. If you’re interested in using the internet to find auto insurance quotes in Texas, here are a few do’s and don’ts that will help you make the right decision easily and conveniently.
The Don’ts of Securing Quality Auto Insurance Quotes Online
Whenever you’re looking for anything over the internet, whether it’s to find a new home, locate a reputable babysitter or simply find the nearest dry cleaner, there are a few rules you should always follow. Regardless of how much you think you know, don’t make the following mistakes and you will avoid tons of aggravation.
· Never give out your social security number or personal bank information
· Never agree to anything where an “electronic” signature is binding
· Never provide credit card information
· Never agree to pay anything “upfront”
While this may sound like common sense, you’d be surprised at how easily this information is obtained over the internet. Sometimes a scam may sound like a legitimate offer and it seems harmless enough to trade information for what you believe to be reliable auto insurance quotes. Beware- many of these quote engines are simply looking to gather personal information about you that they can sell to others. And if you think it ends there, it doesn’t. Once your information is made available, the harassing phone calls and junk mail begins.
The Do’s That Will Help You Find Reliable Auto Insurance Rate Comparisons in Texas
Now that you’re aware of what you shouldn’t do, it’s time to look at what you should do to find and compare legitimate car insurance quotes online.
· Always look for a contact number or physical address on every auto insurance website you visit and look to see that there is other information available. If there is only one page with a quote engine box, chances are the site is only looking to gather data from you and nothing more.
· Stay with one reputable local company who can save you time from having to jump from company to company for rate comparisons. A quality Texas agent will have affiliations with major carriers, quoting through The Hartford, Travelers, Progressive, Hochheim Praire and more.
· Do call and speak with a local agent who can help you understand the quotes you received and will help answer any questions you might have about coverage options.
· Do make sure you’re comparing apples to apples when looking for quotes. It’s easy to get sidetracked by a great deal only to realize the quote does not include the same coverage as the other, more expensive one.
Finding reliable, accurate and affordable Texas auto insurance quotes online is easy with the right information. Be careful with what types of personal data you provide and always make sure the site you are visiting is credible. Consider using a local agent in Texas where you can compare rates from several top companies at the same time without having to visit each site individually. Besides, with a local Texas insurance agency like Citizens, you can get the personal attention of a local agent with the ease and convenience of online shopping. And that’s what will get you the coverage you need at a price you can afford.